Browsing by Author "Delos Angeles, Jheric"

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    The Philippine housing sector: a historical-structural analysis
    (2010-03) Abrantes, Andrea Joyce; Delos Angeles, Jheric; Clarete, Ramon
    This study aims to evaluate and reassess the Philippine housing sector with the use of data gathered from two different periods: during the nine-year implementation of the Unified Home Lending Program (UHLP) and during the execution of the Multi-Window Lending System (MWLS). The researchers used three housing indicators namely, housing supply, housing qualities and share of housing expenditure to total household expenditure, to compare the over-all housing conditions during the said periods. Data suggest that higher private sector participation in production and housing finance in line with a transparent and well-directed government regulation will result to an over-all improvement in the housing condition, especially for the poor.