Browsing by Author "Limbaring, Lowela Aileen"
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Item Restricted Poverty and microfinance institutions of the Philippines(2010-01) Limbaring, Lowela Aileen; Kim, Min JeongWith the boom of Microfinance industry all over the world, the researchers took interest in studying the Microfinance Institutions and its operations in the Philippines. The study was conducted to find out whether there is a relationship between the Microfinance Institutions (MFIs) in the Philippines to the poverty of the country. The research took into consideration poverty incidence as the measure of poverty. There have been only a few numbers of studies regarding Microfinance done in a macro level due to the relatively young age of the field and most fundings about the industry were based on individual case studies around the world. The study uses panel data across the regions of the Philippines over the years of 2000, 2003, and 2006. The study took interest in estimating the effect of the average loan per borrower and total number of borrowers of MFIs over the total population (volume variable) on poverty incidence of the Philippines. The fundings of the research show that there is a significant relationship between the operation of MFIs and the poverty incidence of the Philippines. But as it will be mentioned in the following chapters, the significance is not as expected and their presence is miniscule.