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Item Restricted Assessing competition using the Panzar-Rosse model on the Philippine banking industry(2017-06) Sanchez, Klarissa S. ; Tamayo, Antonette Allen M. ; Escresa, Laarni C.This paper is an application to the Philippine case of the Panzar-Rosse model, a widely used and accepted measure of competitive conduct, particularly in the banking industry, with several and varied representative variables on input costs, scale, bank-specific and other important factors. Referring to the variables and results of several international and local studies, the researchers identified and tested three input costs, and three bank- specific factors. The latter variables were tested individually rather than as a group as done in several other studies. The H-statistic was obtained by getting the sum of the coefficients of the input costs, after which a Wald test was conducted to validate the significance of the results. structure. Based on the data and evidence used in this study, the Philippine banking industry can be characterized as monopolistically competitive.Item Restricted A study on occupational wage differentials: banking industry(1981-10) Sto. Tomas, Dina R.; Tan, EdithaItem Restricted The investment banking industry of the Philippines(1979-01) Buenaflor, Desiree; Socco, Vicente; Ferrer, RicardoItem Restricted The Philippine offshore banking system(1985-10) Tolentino, Eric L.; Herrin, AlejandroItem Restricted DBP lending and the economic development plans of 1974-1977 and 1978-1982(1986-10) Cardenas, Michaelangelo A.; Limson, Victor R.; Alonzo, RupertoItem Restricted An estimation of a commercial loan demand function(1987-01) Dizon, Ma. Arleen G.; Herrin, AlejandroItem Restricted Concentration in the Philippine commercial banking industry(1980-03) Orosco, Brenda; Salazar, Gina; Inoferio, Jovito G.Item Restricted A microeconomic study of the investment banking industry(1980-03) Payongayong, Ma. Ellen M.; Fernando, Rossana S.; Inoferio, JovitoItem Restricted How minimum capital requirements affect bank behavior and its implications on the Philippine banking industry(2003-03) Gutierrez, Johann Henry C.; Tamayo, Richard Antonio M.The 1997 Asian financial crisis exposed Philippine banks to numerous and drastic loan defaults and losses. In line with this, the Banko Sentral ng Pilipinas issued the BSP Circular No. 280, requiring banks to follow a set of minimum capital asset ratios in addition to the previous requirements for capital adequacy. The said circular aims to strengthen the banking industry by enforcing more stringent loan screening procedures. On the other hand, critics say that such a circular will instead greatly worsen the state of an economy since it would curtail loan supply, blocking investments, hindering future economic growth. The researchers employed the two-stage least squares regression approach in studying the effects of the new requirement on the absolute level of loans and deposits across the banking industry through time. The researchers found out that the additional capital asset ratio did not limit the supply of loans and deposits in the Philippine banking industry.Item Restricted Banking on courts: effects of judicial efficiency on credit market development(2006-03) Cirilo, Cherie Mae B.; Mori, Isosceles Vincent S.; Quimbo, Stella LuzThis paper examines the empirical relationship between the efficiency of the Philippine Judiciary and credit market development using time series data. This study starts by presenting the growing literature and theoretical model, discussing areas of the credit market which the judiciary has a crucial development role in. These two sections then lead us into defining the development of credit market in terms of its size, structure, and efficiency; while judicial efficiency, on the other hand, is analyzed in terms of the judiciary's adequacy of resources and its capacity to dispose cases. Regression results show that the efficiency of the judiciary, together with other macroeconomic variables, does affect credit market development. An improvement in judicial efficiency can lead to better-developed credit market as represented by a larger size of the banking sector and higher credit granted to borrowers.