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Subject: Household behavior ×

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    Demographic transition and household saving in the Philippines
    (2004-03) Dalisay, Paulyn A.; Fernandez, Justin Ray Angelo J.
    This paper evaluates the impact of demographic transition on household saving. Particularly, it asks how much of Philippine household saving could be attributed to its demographic features. An Ordinary Least Squares Regression model was constructed using total household saving for the year 2000 as dependent variable; and working ratio and household age as the relevant demographic variables. Results show that demographic variables significantly affect household saving. In particular, the working ratio, which is defined as the ratio of the number of working individuals to the total family size, is found to highly affect household saving. Moreover, age categories show that life cycle saving is consistent to Philippine household saving behavior.
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    Spending for special family occasions as an investment in informal social networks
    (2010-03) Miranda, Lee Marie G.; Nunan, Cyril Jae S.; Solon, Orville
    The purpose of this study is to investigate the use of spending for special occasions as an investment in informal social networks. The objective is to determine whether there is a system of reciprocity that works among households, as there may be returns to such investment in the form of gifts a household receives. The hypothesis was tested using data from the 2006 Family Income and Expenditures Survey conducted by the National Statistics Office. We used the Heckman procedure to predict the amount that a household spends for special occasions. The rate of return was estimated using the ratio of total gifts received by the household over the predicted spending. Our results suggest that, on average, a household only gets back 73.7% of the amount invested. Spending for special occasions may not be profitable as an investment however, it is still beneficial because they can expect at least some financial and/or in kind returns should they need help in the future.