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Item Restricted Rural banks and regional growth(2017) Reyes, Justine Noelle ; Valle, Kristine Faith ; Pajaron, Marjorie C.This is a study about the contribution of Philippine rural banks to regional development. Rural banks are crucial for inclusive growth as they are the primary capital source of small borrowers outside the National Capital Region. Rural bank involvement is measured in loans, deposits, and banking density. Regional growth indicators used are Gross Regional Domestic Product per capita and Household Financial Consumption Expenditure per capita. Using OLS, Probit, Fixed Effects, Random Effects, and Simultaneous Equations Models, our results show that the relationships between growth and the rural banking sector variables do not conform to theoretical studies. The relationships are significant but predominantly negative, which means that the banking sector decreases growth in the Philippine regions. Results also show that rural banks are more likely to be a by-product of regional growth instead of vice versa. This study broadens understanding and literature about the current status of the Philippine rural banks, and how policy could influence rural banks for further development.Item Restricted An analysis of loans granted by ADB in the regional economic development of Asia, 1968(1969-03-20) Go, Agustin Y.; Sicat, Gerardo P.Item Restricted The effect of DBP financed loans on employment in small and medium scale industries(1982-10-08) Gabriel, Elizabeth A.; Jurado, GonzaloItem Restricted A study on the impact of Philippine external loans for power generation on the balance of payments, 1971-1980(1982-01) Madrio, Roxane; Reyes, Cynthia; Jurado, GonzaloItem Restricted PNB pattern of loan(1981-11-06) San Diego, Grace O.Item Restricted A study of output and loans granted in cottage industries registered with NACIDA(1982-10-15) Cruz, Edison D.; Gan, Ruby T.Item Restricted An analysis of the effectiveness of the Central bank certificate of the indebtedness (1970-1979)(1980-03-19) Roy, Rosalinda M.; Collas-Monsod, SolitaItem Restricted The loans and investment portfolio management of the social security system (SSS)(1982-01-07) Lorenzo, Danilo NicolasItem Restricted The effects of GDP growth, currency depreciation, and lending rates on non-performing loans(2002-03) Hernandez, Jeffrey A.; Pascua, Jeffrey V.; Reside, RenatoItem Restricted An econometric analysis of the non-performing loans in the Philippine banking system and its sensitivity to leading economic indicators and to type of loans(2002-03) Ramos, Errol John A.; Alburo, FlorianThe paper examines the performance of the Philippine banking system and its level of non-performing loans during a five-year period (1997-2001). It pays particular attention to the sensitivity of Gross Domestic Product (GDP), Peso/Dollar Exchange rate and domestic interest rates to an increase in the level of non-performing loans. Furthermore, it also illustrates how an increase in non- performing loans affects the respective outstanding loans of the different industries of the economy. This paper argues that the level of non-performing loans is rising steadily from 1997-2001. Using multiple regression, it shows that NPL ratio is negatively correlated to GDP and positively correlated to the Peso depreciation and surprisingly, negatively correlated to the domestic interest rate. Furthermore, among industries, if NPL ratio increases, Electricity, Gas and Water, Community, Social and Personal Services and Transportation, Storage and Communication find it more difficult to pay back loans on time.