Latuja, Jo Ann J.Matienzo, Ma. Anna Kristina M.2025-01-212025-01-212007-03-26https://selib.upd.edu.ph/etdir/handle/123456789/4172enMicrofinanceHousehold incomeHousehold spendingFinancingFinancialDebtEffect of microfinance on household income and the spending pattern of microfinance borrowers: a case study on the center for community transformationThesis