The effect of Philhealth coverage and utilization on individual out-of-pocket spending

dc.contributor.advisorDesierto, Desiree
dc.contributor.authorAbaoag, Marc Benjamin M.
dc.contributor.authorCabiles, Catherine Anne C.
dc.date.accessioned2025-02-03T03:00:19Z
dc.date.available2025-02-03T03:00:19Z
dc.date.issued2010-10
dc.description.abstractHealth has been an immediate concern as countries try to maximize their overall productivity through promoting individual welfare. The recent years have seen the rise of health insurance as a means to address such concern, as well as the rapidly increasing health expenditures. This paper examines the effect of social health insurance (SHI) system in the Philippines, more commonly known as PhilHealth, on out-of-pocket spending. Using data from the Quality Improvement Demonstration Study (QIDS), the study applies econometric methods to determine the relationship between the variables of interest. Results suggest that people who are covered by PhilHealth have a lower degree of out-of-pocket spending compared to the uninsured. Furthermore, among the PhilHealth insured, higher out-of-pocket spending is incurred by those who used their insurance compared to those who did otherwise. Albeit the data has been tested empirically and results appear significant, different approaches to the study are still suggested.
dc.identifier.urihttps://selib.upd.edu.ph/etdir/handle/123456789/4368
dc.language.isoen
dc.subjectHealth industry
dc.subjectHealthcare
dc.subjectPhilhealth coverage
dc.subjectPersonal spending
dc.subjectHealthcare industry
dc.titleThe effect of Philhealth coverage and utilization on individual out-of-pocket spending
dc.typeThesis

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