Does public insurance coverage affect treatment-seeking behavior of Filipinos? the impact of Philhealth insurance on choice of in-patient halth care facility
Date
2011-04
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Abstract
As mandated by the law, the Philippines must have achieved universal insurance for its citizens by Although Although it still has not succeeded, it is critical to study to the effects of the social PhiiHealth, insurance, PhiiHealth, on the treatment-seeking Filipinos of Filipinos to better be able to focus the government's efforts in With the lives. With this as the main motivation, the study used National Demographic the Health Survey National Demographic and Health The Heckman-Probit estimating the results. The Heckman-Probit model was implemented, primarily having a selection This to eradicate the non-response bias. This answers the question of whether or not a PhiiHealth
insurance will have himself confined given Follows PhiiHealth insurance coverage and his health status. Follows is the probit The which involves those who agree to inpatient healthcare. The main question of this thesis is answered, which is the type of healthcare facility Phil Health to be The in, given the type of their Phil Health insurance coverage. The results have shown that those who are covered Among the said insurance are more likely to avail of inpatient healthcare. Among those who are confined, the paying members This their dependents are the ones who prefer private health facilities over public counterparts. This is in line Those the findings of previous studies regarding the presence of moral hazard in the industry. Those who pay premium for their insurance tend to use and take advantage their benefits more than those who are indigent members.
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Keywords
PhiiHealth, Insurance, Healthcare, Inpatient, Confined, Private Facility