Determinants of utilization of Philhealth benefits
Date
2012-04
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Abstract
National health insurance provided by PhilHealth remains to be the most comprehensive health insurance in the country today. Nevertheless, the program is challenged by issues including its low benefit delivery-particularly among the poor-as resulted from the members' lacl<: of awareness and responsiveness to the program. This study aims to identify the factors that affect the member's utilization of PhilHealth benefit. Using logit regression, our results show that length of stay, type of facility, and type of . PhilHealth membership (along with several household and regional characteristics) affect the member's likelihood of claiming. Implications of our study suggest that increasing the PhilHealth coverage among the poor would not necessarily increase the benefit delivery among such sector.
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Keywords
PhilHealth, National health insurance, Comprehensive health