Crowding out in the housing loan market: analyzing the effect of interest rates

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dc.contributor.authorBriones, Kathrin Rae L.
dc.contributor.authorCabusora, Karen M.
dc.date.accessioned2025-01-30T01:27:36Z
dc.date.available2025-01-30T01:27:36Z
dc.date.issued2009-10
dc.description.abstractThis paper attempts to link declining interest rates to the crowding out phenomenon in the low-cost housing loan market. Interest rate decline is one of the causes of crowding out according to the literature. Moreover, the risk associated with serving the low-income segment might induce preference towards the middle-income group among lending institutions. The result of the regression done shows that there is no sufficient evidence to suggest that there is crowding out happening in the housing loan sector of the Philippines as an effect of a decrease in interest rates.
dc.identifier.urihttps://selib.upd.edu.ph/etdir/handle/123456789/4297
dc.language.isoen
dc.subjectInterest rates
dc.subjectHousing
dc.subjectHousing market
dc.subjectHousing loan market
dc.subjectInterest
dc.titleCrowding out in the housing loan market: analyzing the effect of interest rates
dc.typeThesis

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